Reducing Taxes

Carol M Cho is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state(s) of CT, FL, NJ, and NY. No insurance business may be conducted outside this/these state(s) referenced.

Carol M Cho is also a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency, and a wholly-owned subsidiary of New York Life Insurance Company. In this regard, this communication is strictly intended for individuals residing in the states of CT and NY. No offers may be made or accepted from any resident outside the specific states referenced.